At Allen, we understand how devastating the loss of your place of business can be. We offer business interruption insurance to provide not only income…but also peace of mind.

When a fire or other disaster strikes to make your business location unusable, your business will not be producing income, while fixed costs (rent, utilities, etc.) may continue to mount. Standard property insurance does not cover these losses—unless you’ve elected to add Business Interruption insurance to your property insurance coverage.

Let Allen Insurance and Financial guide you through the various coverages available:

  • Business income lost when a building becomes untenantable. (Note: losses are not covered if due to damaged contractors’ equipment or any other inland marine coverage.)
  • Costs and expenses incurred by your business even though the location is unusable.
  • Costs incurred in having to move and operate from a temporary location.
  • “Extra expenses” can be incurred to keep the location open, if the insurer would rather pay such expenses rather than the cost of a shutdown.

We can guide you through a range of strategies for Business Interruption Insurance to meet your financial and security needs.