Rate Hikes Sought by Maine’s ACA Insurers

June 6, 2018

Maine’s two leading providers of Affordable Care Act-compliant individual health insurance are requesting average rate increases of just over 9 percent in 2019, and smaller increases if a state-run reinsurance program is revived. Maine media has covered this news, including this story from the  Portland Press Herald.  Click here.

Important Information for Those Who do not Have Employer-Sponsored Health Insurance

October 10, 2017

Open enrollment is when you can change plans or change insurance companies. The open enrollment period for individual health insurance coverage for 2018 under the Affordable Care Act has been shortened significantly to Nov. 1 through Dec. 15. We are working with as many of our existing customers as possible.  We will not be taking … Read More

Health Insurance Outside of Open Enrollment

February 14, 2017

Open enrollment for individual health insurance coverage  ended Jan. 31 and at this time the only way someone can enroll in a health insurance plan is if they’ve experienced a qualifying life event. At this time our agency does not participate in enrollments outside of the open enrollment period. We have developed a document with … Read More

Forms 1095A, 1095B, 1095C – What They Mean for You

January 26, 2016

Beginning this tax filing year, there are several new documents being issued from various sources to provide information to complete individual tax filings. These notices are intended to provide the Internal Revenue Service with proof that individuals had health insurance coverage, the months during the year the health insurance coverage existed, and for full-time employees … Read More

Community Health Options January Payment Deadline Extended

January 5, 2016

We have had a number of calls from Community Health Options members about their January invoices and when payments are due. The deadline for January payments has been extended to Thursday, Jan. 7 at 6 p.m. Also, we’ve been told that the Community Health Options service center is experiencing high call volumes resulting in extended … Read More

Health Insurance and Filing Your Taxes

January 4, 2016

By Jan. 31, 2016, the Health Insurance Marketplaces will be mailing Form 1095-A to all individuals who enrolled in Marketplace health insurance coverage. Form 1095-A acts as proof of insurance, and is sent to individuals who had Marketplace coverage to allow them to: Claim Premium Tax Credits Reconcile the Credit on their returns with Advanced … Read More

Community Health Options: Preferred Regional Pharmacy Pilot Ends With Mixed Results

December 16, 2015

Throughout 2015 Community Health Options (formerly Maine Community Health Options) has provided its Members with $0 co-payments on Tier 1 medications at Hannaford Pharmacies, Community Pharmacies, and The Pharmacy at Maine Medical Center. This pilot program will be ending Dec. 31, 2015, and will not continue into the 2016 plan year. The pilot was designed … Read More

A Glossary of Terms for Health Insurance Open Enrollment

November 2, 2015

Open enrollment is the time of year when consumers can make changes to their benefits selections. Unfamiliar terms can make this process confusing. We invite everyone to download this handy reference sheet to help in the navigation of benefits options. For example: Coinsurance: The amount or percentage that you pay for certain covered health care … Read More

Individual Health Insurance Open Enrollment Starts Nov. 1

October 27, 2015

Starting Nov. 1, consumers can fill out or update a Health Insurance Marketplace application to enroll, renew, or change plans. The assistance of an independent insurance advisor, such as those at Allen Insurance and Financial, doesn’t cost the consumer anything additional. And working with Allen Insurance and Financial means that when it comes to claims … Read More

Maine Community Health Options Policy Holders to Receive Rebates

September 29, 2015

Community Health Options has announced that it will be issuing more than $3.3 million in Member premium rebates to individuals and families who were policyholders in 2014. This rebate is a result of solid financial performance by Community Health Options, the increased support of the federal transitional reinsurance program and the medical loss ratio (MLR) … Read More