Helpful Info: Health Savings Account Contribution Rules

February 15, 2019

Many employers offer high deductible health plans (HDHPs) to control premium costs and pair this coverage with HSAs to help employees with their health care expenses. Due to an HSA’s potential tax savings, federal tax law includes strict rules for HSA contributions. Click here for a Compliance Overview summarizes the contribution rules for HSAs.  (PDF, … Read More

Some Best Practices for Health Insurance Enrollment

December 12, 2018

Health insurance is a valuable benefit offered by businesses to their employees. You’re glad it’s there, but let’s be realistic – when it comes to the paperwork involved, we know many people would rather be doing something else. Here are some best practices to streamline your business’s health insurance enrollment. 1. Plan ahead by creating … Read More

Rate Hikes Sought by Maine’s ACA Insurers

June 6, 2018

Maine’s two leading providers of Affordable Care Act-compliant individual health insurance are requesting average rate increases of just over 9 percent in 2019, and smaller increases if a state-run reinsurance program is revived. Maine media has covered this news, including this story from the  Portland Press Herald.  Click here.

Meet Our Medicare Team at the MidCoast Senior Expo

May 1, 2018

Join Jo-Ann Neal and Anna Moorman at the MidCoast Senior Expo, Friday, May 18 from 9 a.m. to 2 p.m. at the Elk’s Lodge, 210 Rankin Street in Rockland. Jo-Ann and Anna  will be ready to answer questions about Medicare.  The event is expected to draw 32 exhibitors and is sponsored by Maine Senior Guide. … Read More

Considering Self-Funding in the Battle Against Increasing Health Insurance Costs

February 15, 2018

By Sherree L. Craig, CEBS, Insured Benefits Division With a predicted medical trend increase of 6.5% in 2018 (PwC), businesses can expect to see a bump in their health insurance costs again this year. Until the underlying issue of the cost of medical care can be controlled, company health insurance plans will be impacted with … Read More

Important Information for Those Who do not Have Employer-Sponsored Health Insurance

October 10, 2017

Open enrollment is when you can change plans or change insurance companies. The open enrollment period for individual health insurance coverage for 2018 under the Affordable Care Act has been shortened significantly to Nov. 1 through Dec. 15. We are working with as many of our existing customers as possible.  We will not be taking … Read More

Our Latest Medicare Newsletter – Open Enrollment Starts 10/15

October 3, 2017

Plan information for 2018 will become available Oct. 1. By that time you should have received an Annual Notice of Change (ANOC) from your insurer explaining how your plan will be changing for 2018. If you have questions about your coverage or need to make a change, open enrollment is a great opportunity to do … Read More

Individual Health Newsletter | June 2017

May 30, 2017

Read our June 2017 Individual Health Newsletter (PDF, new window). Click here .

Medicare Newsletter | June 2017

May 30, 2017

Read our June 2017 Medicare E-Newsletter (PDF, new window) . Click here.

Health Insurance Outside of Open Enrollment

February 14, 2017

Open enrollment for individual health insurance coverage  ended Jan. 31 and at this time the only way someone can enroll in a health insurance plan is if they’ve experienced a qualifying life event. At this time our agency does not participate in enrollments outside of the open enrollment period. We have developed a document with … Read More