Your New Year’s Resolution? Max Out 2019 IRA and Other Retirement Plan Contribution Limits

December 14, 2018

By Sarah Ruef-Lindquist, JD, CTFA The elimination of most pension plans, also known as “defined benefit” plans over the past 40 years has meant most working people must exercise some discipline to save for their own retirement and/or participate in plans like the 401(k), often an employer-sponsored plan, also known as defined contribution plans. According … Read More

The Double Whammy: Rising Interest Rates, and Less Robust Stock Market Performance

November 19, 2018

By Sarah Ruef-Lindquist, JD, CTFA Over the past weeks, my colleagues and I have been having many conversations with our clients who are investors. Yes, the stock market performance has been recently negative – 2018 could be flat compared to 2017, which was a post-recession ‘banner year’. Many are wondering whether they will lose more … Read More

What Will 2018 Charitable Giving Look Like?

November 1, 2018

By Sarah Ruef-Lindquist, JD, CTFA In June 2018, the Chronicle of Philanthropy, in an article by Megan O’Neil, predicted a $16.3 billion drop in charitable giving due to the tax laws enacted in late 2017. That prediction was echoed throughout the news media, sending chills down the spines of executive and development directors in the … Read More

Sharing Knowledge with Members of the Maine Planned Giving Council

October 23, 2018

Allen Insurance and Financial hosted a lunch & learn for the Maine Planned Giving Council on Tuesday, Oct. 23. The topic was “Exploring Key Elementary of Successful Planned Giving Programs,” and the presenters were Sarah Ruef-Lindquist, JD, CTFA, of Allen Financial and David Warren of Maine Coast Heritage Trust.

Sarah Ruef-Lindquist Addresses Maine Planned Giving Council

September 25, 2018

Sarah Ruef-Lindquist, JD, CTFA, a financial planner at Allen Insurance and Financial in Camden, recently spoke on Women and Philanthropy at Maine Planned Giving Council’s conference held in South Portland attended by approximately 150 professionals involved in the gift planning industry. Attendees included development professionals and executives from non-profit organizations, and professionals who advise donors … Read More

When it Comes to Philanthropy, Women Give More

August 4, 2018

By Sarah Ruef-Lindquist, JD, CTFA Our last installment in June about Giving USA 2017 was a positive reflection on the continued and growing generosity of American philanthropy as reflected in the report of giving shown in 2017 federal tax return data. Is there any difference between American males and females in their giving? Several studies … Read More

Record-Breaking U.S. Charitable Giving in 2017 Tops $400 Billion

June 14, 2018

By Sarah Ruef-Lindquist According to Giving USA 2018, for the first time in history annual US charitable giving exceeded $400 billion, with $410.02 billion in charitable gifts in 2017. The report is available at Their report, published annually by Giving USA Foundation, The Giving Institute and the Indiana University Lilly Family School of Philanthropy, … Read More

Planning Giving Seminar for Area Non-Profits

May 24, 2018

Allen Financial of Camden advisors and wealth managers Sarah Ruef-Lindquist, JD, CTFA, and Abraham Dugal were the featured speakers at an event attended by a number of Maine non-profit organizations, held at and hosted by the Island Institute in Rockland. Dugal and Ruef-Lindquist presented the program “The Ultimate Equation: Donor Passion + Thoughtful Planning = … Read More

Sarah Ruef-Lindquist Featured Speaker at May meeting of the MDI Nonprofit Alliance

May 11, 2018

Sarah Ruef-Lindquist, JD, CTFA of Allen Financial was the featured speaker at the May meeting of the MDI Nonprofit Alliance (MDINA) held recently at the Acadia National Park Headquarters offices. MDINA is a collaborative group of nonprofits in the Mount Desert Island area who share event planning, development and other resources, including educational programming, to … Read More

2017 Tax Reform and the Impact on Alimony Decreed After 2018: Divorce is Hard Enough…Don’t be Blind-Sided by This One!

May 9, 2018

By Sarah Ruef-Lindquist For as many years as I can recall, when a party to a divorce was ordered to pay alimony, their “consolation prize” was that the amount was deductible for federal income tax purposes. This was usually tax efficient for the parties overall, since the payor of the alimony was usually in a … Read More