ATV Info – Is there an age limit for operating an ATV in Maine?
January 14, 2019
Whenever you own and operate a motor vehicle, regardless if it is for recreation or normal transportation, it is critical to follow all of Maine’s legal requirements, both for insurance coverage and for who rides (and operates) the vehicle. With regards to ATVs, there are unique requirements specific to Maine, so if you’ve moved from … Read More
What to do in Case of an Auto Accident
January 11, 2019
You’re involved in an auto accident. It’s a stressful time but it’s important to remain focused and attentive or find someone who can do that for you. It is imperative to attend to the injured first, move out of the right of way if possible, call 911 and wait for help. As your insurance agency, … Read More
Year-End Financial Planning Checklist
January 4, 2019
As 2018 draws to a close, it’s time to begin organizing your finances for the new year. To help you get started, we’ve put together a list of key planning topics to consider. Savings and investments Revisit your retirement contributions. Review how much you’re contributing to your workplace retirement account. If you’re not taking full … Read More
Is Snowmobile Insurance Required in Maine?
January 3, 2019
Like a car, you must register your snowmobile if you own it in Maine. When it comes to insurance, however, the law is much more flexible. In fact, there are no real Maine snowmobile insurance requirements or licensing requirements – only laws determining who can ride, as well as how and where they can ride. … Read More
Some Best Practices for Health Insurance Enrollment
December 12, 2018
Health insurance is a valuable benefit offered by businesses to their employees. You’re glad it’s there, but let’s be realistic – when it comes to the paperwork involved, we know many people would rather be doing something else. Here are some best practices to streamline your business’s health insurance enrollment. 1. Plan ahead by creating … Read More
Tis the Season for Holiday Parties – Is Your Insurance Program Ready?
December 12, 2018
Tis the season for holiday parties. It’s also a time to check in with your insurance agent about liquor liability. There are two kinds of liquor liability insurance – liquor law liability and host liquor liability. If your business sells, distributes or serves liquor, chances are you’re familiar with the terminology and you know that … Read More
Leaving Home for the Holidays?
December 10, 2018
Are you traveling for the holidays? Here are 15 top tips to keep your home safe while you are away: 1. Make sure alarm systems and motion sensors are in place and working properly. Connect these to your phone to monitor activity at all times of day. 2. Use automatic lights to scare potential robbers … Read More
Winter Safety Tips
December 4, 2018
We hope you don’t mind that we add our voice to those offering seasonal safety tips. Too often we see a headline about an incident which could have been avoided. Thanks for reading! Generators The Red Cross and others concerned with home safety tell us that the primary hazards to avoid when using a generator … Read More
Starting a Business in Maine? Allen Insurance and Financial has You Covered!
December 3, 2018
If you’ve been thinking about starting a small business, you’ve probably wondered where to get business insurance in Maine. Not only do you want to make sure that you’ve got the right level of insurance protection in place for your new business endeavor, you need to feel confident in your insurance agent as well. Like … Read More