Holiday Hours

December 17, 2018

The following are adjustments to our usual business hours for the period of Dec. 21, 2018  to Jan. 2, 2019. Merry Christmas and Happy New Year! Friday, Dec. 21: Close at 3 p.m. Monday, Dec. 24, Christmas Eve: Closed. Tuesday, Dec. 25, Christmas Day: Closed. Monday, Dec. 31, New Year’s Eve: Closed. Tuesday, Jan. 1, … Read More

Your New Year’s Resolution? Max Out 2019 IRA and Other Retirement Plan Contribution Limits

December 14, 2018

By Sarah Ruef-Lindquist, JD, CTFA The elimination of most pension plans, also known as “defined benefit” plans over the past 40 years has meant most working people must exercise some discipline to save for their own retirement and/or participate in plans like the 401(k), often an employer-sponsored plan, also known as defined contribution plans. According … Read More

Some Best Practices for Health Insurance Enrollment

December 12, 2018

Health insurance is a valuable benefit offered by businesses to their employees. You’re glad it’s there, but let’s be realistic – when it comes to the paperwork involved, we know many people would rather be doing something else. Here are some best practices to streamline your business’s health insurance enrollment. 1. Plan ahead by creating … Read More

Tis the Season for Holiday Parties – Is Your Insurance Program Ready?

December 12, 2018

Tis the season for holiday parties. It’s also a time to check in with your insurance agent about liquor liability. There are two kinds of liquor liability insurance – liquor law liability and host liquor liability. If your business sells, distributes or serves liquor, chances are you’re familiar with the terminology and you know that … Read More

Leaving Home for the Holidays?

December 10, 2018

Are you traveling for the holidays? Here are 15 top tips to keep your home safe while you are away: 1. Make sure alarm systems and motion sensors are in place and working properly. Connect these to your phone to monitor activity at all times of day. 2. Use automatic lights to scare potential robbers … Read More

Winter Safety Tips

December 4, 2018

We hope you don’t mind that we add our voice to those offering seasonal safety tips. Too often we see a headline about an incident which could have been avoided. Thanks for reading! Generators The Red Cross and others concerned with home safety tell us that the primary hazards to avoid when using a generator … Read More

Starting a Business in Maine? Allen Insurance and Financial has You Covered!

December 3, 2018

If you’ve been thinking about starting a small business, you’ve probably wondered where to get business insurance in Maine. Not only do you want to make sure that you’ve got the right level of insurance protection in place for your new business endeavor, you need to feel confident in your insurance agent as well. Like … Read More

The Double Whammy: Rising Interest Rates, and Less Robust Stock Market Performance

November 19, 2018

By Sarah Ruef-Lindquist, JD, CTFA Over the past weeks, my colleagues and I have been having many conversations with our clients who are investors. Yes, the stock market performance has been recently negative – 2018 could be flat compared to 2017, which was a post-recession ‘banner year’. Many are wondering whether they will lose more … Read More

Secure Holiday Shopping: New Tips for 2018

November 19, 2018

Although the holiday season is known for gift giving and good cheer, it’s also known for an increase in cybercrime and identity theft. Before you get a jump start on your holiday shopping, follow these four tips to ensure that you’re protecting yourself this season. 1. Watch out for gift card scams. Lately, there’s been … Read More

What Will 2018 Charitable Giving Look Like?

November 1, 2018

By Sarah Ruef-Lindquist, JD, CTFA In June 2018, the Chronicle of Philanthropy, in an article by Megan O’Neil, predicted a $16.3 billion drop in charitable giving due to the tax laws enacted in late 2017. That prediction was echoed throughout the news media, sending chills down the spines of executive and development directors in the … Read More