Coverages
Voluntary Disability Insurance
Voluntary Long-Term Disability
Voluntary long-term disability insurance (LTD) offers disability income protection to employees unable to perform all of the material duties of their occupation on a full-time basis due to sickness or injury.
Allen Insurance offers voluntary LTD insurance plans with a range of “employer-choice” or “employee-choice” options, such as elimination periods; benefit duration; and benefits as a percentage of salary. For details, ask your Allen Long-term Disability professional.
Voluntary Short-term Disability
Allen Insurance offers voluntary short-term disability insurance (STD) income protection to employees when they are out of work due to a non-work-related illness or injury.
Allen Insurance offers voluntary STD insurance plans with a range of “employer-choice” or “employee-choice” options, such as elimination periods; benefit duration; and benefits as a percentage of salary. For details, ask your Allen Long-term Disability professional.
