Voluntary Disability Insurance

Short-term and Long-term Disability

Voluntary Long-Term Disability:  Voluntary long-term disability insurance (LTD) offers disability offers income protection to employees who have suffered injury or fallen ill and are unable to perform the material duties of their occupation on a full-time basis.

The LTD plans offered by Allen Insurance include “employer-choice” or “employee choice” options, which include but are not limited to: elimination periods, benefit duration, and benefits as a percentage of salary.

Voluntary Short-term Disability:  Voluntary short-term disability insurance  (STD) offers income protection to employees when they are out of work due to a non-work-related illness or injury.

We offer voluntary STD insurance plans with a range of “employer-choice” or “employee-choice” options, such as elimination periods; benefit duration; and benefits as a percentage of salary.

We work with the following carriers. Click each name to see related information.

Aetna Anthem Assurant
Combined Services -
Fort Dearborn
Hartford Liberty Mutual
Lincoln Financial Mutual of Omaha Principal
Regence Washington Reliance Standard Standard Insurance 
Sun Life Financial United Healthcare UNUM

 

Aetna Life Insurance Company
Long-term and Short-term Disability

Claims:
P.O. Box 1454
Lexington, KY 40512-4548

Fax: (800) 238-6239
Click for website

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ANTHEM Life Insurance Company

Long-term Disability                                              Short-term Disability
Claims:                                                               Claims: 
P.O. Box 182361                                                  P.O. Box 105426
Columbus, OH 43218-2361                                    Atlanta, GA 30348
Fax: (614) 433-8861                                             Fax: (800) 850-0017
 
Click for website

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Assurant
Long-term and Short-term Disability

Customer Service:

P.O. Box 1609
Ft. Mill, SC 29716

Fax: (866) 387-0486
Click for website

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Fort Dearborn

Long-term and Short-term Disability

Claims:
Attention: Claims Department
1020 31st Street
Downers Grove, IL 60515-5591

Customer Service: (800) 778-2281
Fax: (312) 540-4706
Click for website

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Hartford
Long-term and Short-term Disability

Claims: 
The Hartford Claims
P.O. Box 946710
Maitland, FL 32794-6710

Customer Service: (888) 563-1124
Click for website 

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Liberty Mutual
Long-term and Short-term Disability

Claims:
Group Market Disability Claims
Liberty Life Insurance Company of Boston
P.O. Box 7209
London, KY 40742-7209

Customer Service: (800) 838-4461
Fax: (877) 664-7264
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Lincoln Financial
Long-term and Short-term Disability

Claims:
The Lincoln National Life Insurance Company
P.O. Box 2609
Omaha, NE 68103-2609

Customer Service: (800) 423-2765
Fax: (877) 843-3950
Click for website (long-term)
Click for website (short-term)

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Mutual Of Omaha

Claims (Long-term):                                             
United of Omaha Life Insurance Company   
Mutual of Omaha Plaza                              
Omaha, NE  68154

Claims (Short-term):
United of Omaha Life Insurance Company
Group Insurance Claims Management
Mutual of Omaha Plaza
Omaha, NE 68175-0001

Customer Service:
(800) 877-5176
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Principal
Long-term and Short-term Disability

Claims:
Principal Life Insurance Company
Attn: Group Life and Disability Claims Department
Des Moines, Iowa 50392-0002

Customer Service: (800) 245-1522
Fax: (800) 245-1522 (long-term)
Fax: (800) 255-6609 (short-term)
Click for website

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Regence Washington
Long-term and Short-term Disability

Claims:
LifeMap Assurance Company
Attn: Life and Disability Claims Department
P.O. Box 1271 MS E3A
Portland, OR 97207-1271

Customer Service: (800) 286-1129
Fax: (855) 733-4615
Click for website 

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Reliance Standard
Long-term and Short-term Disability

Claims:
Reliance Standard Life Insurance Company
P.O Box 7749
Philadelphia, PA 19101-7749

Customer Service: (800) 351-7500 (long-term)
Customer Service: (800) 644-1103 (short-term)

Click for website

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Standard Insurance
Long-term and Short-term Disability

Claims:

The Standard Benefit Administrators
P.O. Box 5031
White Plains, NY 10602

Customer Service: (800) 426-4332
Fax: (800) 378-8361
Click for website

 

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Sun Life Financial
Long-term and Short-term Disability

Claims:
Sun Life and Health Insurance Company
175 Addison Road
P.O. Box 725
Windsor, CT 06095-0725

Customer Service: (877) 786-5433
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United Healthcare
Long-term and Short-term Disability

Claims:
United Healthcare Specialty Benefits
P.O. Box 7466
Portland, ME 04112-7466

Customer Service:
(888) 299-2070
Fax: (888) 505-8550
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UNUM


Claims:
The Benefits Center
P.O. Box 100158
Columbia, SC 29202-3158

Customer Service: (877) 851-7637 (Pacific time zone)
Customer Service: (800) 858-6843 (all other time zones)
Fax: (877) 851-7624 (Pacific time zone)
Fax: (800) 447-2498 (all other time zones)
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Agents

Camden Office
800-439-4311


Specialty & Marine Benefits Specialist | Group Producer
207-230-5838
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Individual Medicare Specialist
Group Producer
207-230-5739
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Client Service Representative
207-230-5845
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Account Manager
207-230-5835
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Client Service Representative
207-230-5844
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