Coverages

Frequently Asked Questions

HOW TO GET A CERTIFICATE OF INSURANCE FOR YOUR ACCOUNT?

In many cases, you can request one online from our website. Check the Auto ID/Proof of Insurance dropdown menu in this section of the website for a link to your carrier’s proof of insurance request page. Otherwise you can call, email, or fax your regular contact person at the Allen Agency with the following information:

  • Name and address of the certificate holder
  • Provide us the fax number of the certificate holder, if you have it
  • Provide us with the coverage and limits the certificate holder requires the certificate to show

HOW CAN I OBTAIN AN AUTO IDENTIFICATION CARD (ID CARD)?

In many cases, you can request one online from our website. Check the Auto ID/Proof of Insurance dropdown menu in this section of the website for a link to your carrier’s proof of insurance request page. Otherwise you can call, e-mail or FAX your regular contact person at the Allen Agency and let them know what vehicle you need an ID Card for. Please specify if you wish the card Faxed and include the FAX number. If you wish to have the Card mailed, verify the address you wish to have it mailed to. Give a phone number where you can be reached in case of FAX or mail failure.

WAYS TO SAVE ON HOMEOWNER'S INSURANCE

  1. Take high deductibles
  2. Keep your home and auto well maintained
  3. Don't buy a trampoline
  4. Don't have claims, accidents or convictions
  5. Get certificates of insurance from all subcontractors

WHAT DO I DO IN CASE OF A HOME FIRE?

Plan a safe rendezvous point for you and your family in the event that you are separated during a fire.

Do not return to your home until officials declare that there is no more threat of fire.

Protecting your property

Notify your agent or company as soon as possible. If you have vacated the premises, make sure your representative knows where to contact you.

Make a detailed list of all damaged or destroyed personal property. Don't throw out damaged property until you have met with an adjuster. Use pictures and inventory lists to help your insurance agent and adjuster assess the damages.

Keep receipts for additional living expenses and for temporary repair costs so you can get insurance reimbursement. Additional living expenses are those you incur over and above your normal daily expenses because you have to stay in a hotel or drive further to work.

Don't be rushed into signing repair contracts. Deal with reputable contractors. If you're unsure about a contractor's credentials, contact your claims adjuster, Better Business Bureau or Chamber of Commerce for referrals. Make sure the contractor you hire is experienced in repair work— not just new construction. Be sure of payment terms and consult your agent or adjuster before you sign any contracts.

With permission from: © Insurance Information Institute, Inc. - http://www.iii.org

Agents

Jen Coffin,

Libby Davis,

Holly Hill-Coombs

Becky Howard

Meesha Luce

Leanne McKusic,

Carolyn Mitchell,

Jen Pendleton,

Linda Preston,

Joella Rossignol,

diane Thompson,

Shiela Towle,

Ben Williams,

Chris Wilson