At Allen Insurance, we never get complacent about auto insurance, no matter how long we've had a customer. We continually check on which carrier might offer a better combination of coverage and rates.
As an independent agency, Allen represents many auto insurance carriers, and we understand that they all have different rating platforms. Our competitive rating program can pinpoint the policy that fits best with your driving needs. We always review the deductible and liability options and our team of agents makes sure you receive all credits available to you, such as:
Guide to Auto Insurance Coverages
Collision coverage: Covers damage to your auto.
Comprehensive: Covers damage to your auto from causes such as fire, theft, hail, vandalism, or many other events.
Bodily injury liability: Protects against a claim or lawsuit if others are injured in an auto accident for which you or your family are considered legally responsible.
Property damage liability: Protects against a claim or lawsuit for any damage you may cause by an auto accident to someone else’s property or auto.
Medical payments: Pays for reasonable medical expenses, or certain other expenses resulting from an auto accident for you, your family and your passengers.
Uninsured motorist/underinsured motorists: Covers injury resulting from a hit-and-run accident or underinsured driver.
Other coverages: These broaden the automobile policy to cover rental reimbursement, towing and labor, stated amount, high deductibles, lease or loan gap and more.
The specialists at Allen can help you navigate your motor home through the maze of coverages available: total replacement cost, replacement cost for personal effects, roadside assistance, emergency vacation expense, vacation liability, utility trailer coverage, motor home full timers coverage, Mexico physical damage coverage, and more.
Southwest Harbor Office
L.S. Robinson Co.