Coverages
Workers' Compensation Insurance
Workers’ Compensation Insurance is required of all Maine employers to cover your employees for any work-related injury or illness. Your workers’ compensation policy will cover a wide range of benefits, including the following:
- All medical care for the work-related injury or disease, including physical therapy and prosthetic devices
- Indemnification for lost wages
- Physical and vocational rehabilitation to help an injured worker return to work
- Death benefits, including a flat amount for funeral expenses, burial and partial replacement of lost wages
- Employers’ liability, in the event that the employer is sued for damages arising from the work-related injury or disease
The Allen Insurance team of workers’ compensation specialists can provide expert service for claims, experience modification, loss control and risk management for your workplace.
