Coverages
Homeowners Insurance
We understand that your home is more than just a place to live: it may be your biggest investment, your private museum, where you garden and cook and so much more. We'll help you protect what you've worked so hard to build.
Covering all that makes your house a home
A basic Homeowners insurance policy covers the following:
- Your house if damaged by most unexpected causes
- Detached structures, such as garage or shed
- Personal belongings, including furniture, clothing, appliances, and more
- Loss of use—living expenses while your home is damaged and uninhabitable
- Personal liability to protect you and your family against a claim or lawsuit if someone is injured or their property is damaged.
- Medical payments to cover necessary medical expenses resulting from an accidental injury to others
Other coverages can include back up of sewer and water, personal injury, identity theft, valuable items, art or other collections, and flood damage.
Our newest innovation, the highly affordable Green Home Advantage, pays an additional 25% to upgrade to more energy-efficient components.
Ask you Allen professional to prepare a comprehensive homeowners insurance policy to meet your personal needs and budget.
Knox County residents- check out this free fire safety service from the fire dept
Free Home Safety Surveys and Heating System Checks
vis it www.atlanticengine.org or call 236-7950
